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MedPlan Credit Login

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MedPlan is the fair, flexible financing solution you can feel proud to offer.  

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MedPlan exists to serve patients who need care and the providers who want to help them.

Medical care is more expensive for patients than ever.

Deductibles today are over 4x higher than they were in 2010, leaving many patients unable to afford their portion of payment for medical procedures.

Providers need a solution that works for both providers and patients.

Providers want to help. That’s why many practices offer their patients in-house financing. But this places burden and liability on the providers who just want to provide care — not act as a bank.

MedPlan Credit allows both providers and patients to get what they need.

MedPlan allows providers to see more patients without worrying about having to collect payment from them. More patients can get the care they need, and providers can focus on what they do best.

MedPlan exists to serve patients who need care and the providers who want to help them.

Traditional In-House Financing Model

(All the risk, hassle, and hounding)

  • No interest, all the risk and liability
  • No vetting of patient credit or ability to pay
  • Requires office staff to handle all financing work and communications
  • Inefficient internal collections processes resulting in high default rates
  • Provider absorbs all financial liability when patients default and fail to pay

Typical 3rd Party Financing  Model

(Low approval, high-interest credit cards full of  “gotchas”)

  • Non-promotional interest rate of 26.99% APR
  • Only approves patients with good credit
  • Has a general corporate helpline
  • Known history of deceptive promotional offers and hidden fees
  • High, standardized fees charged to providers with no flexibility

MedPlan Model

(High approval rate, low interest, and transparent payment terms)

  • Average interest rate of 12.9% - 17.9%
  • Approves majority of patients so providers can perform more cases
  • Provides dedicated customer service representatives for patients and providers
  • Detailed, itemized payment schedule with transparent terms for patients
  • Provider chooses patient acceptance threshold that optimizes revenue and profit
MedPlan allows providers to grow their practices by supporting patients who can’t afford to pay for their procedure upfront.

Medical practices stand to increase their profitability by accepting more patients who would likely be denied by other medical financing options.

With MedPlan, not only can providers serve more of these patients — they can receive payments upfront for these cases without the burden and financial risk of an internal financing solution.

Use the calculator to determine how using MedPlan Credit could transform your practice’s business metrics.

patients per month


average annual revenue, out of pocket patients

Download the MedPlan Calculator to dive deeper into the numbers and see how these calculations were made.

Download the Interactive Calculator
MedPlan Whitepapers

MedPlan Credit

Affordable financing for your patients who need help the most! Cash you need - care they deserve!

What to do with aged A/R

The Challenges of Converting Aged Accounts Receivable to Cash.

Frequently Asked Questions

1. Will my name or the name of my practice be on any of the collection documents?

No, patients will pay MedPlan directly. Your name and organization will not be associated with any of the bills or collection documents.

2. What information is included in the Credit Application?

The application asks for basic information plus information regarding employment, sources of income, number of dependents, monthly expenses, etc.

3. How will a MedPlan Credit loan affect a patient’s credit?

The patient activity is reported to the credit bureaus. Regular, timely payments will improve a patient’s credit while missed and/or late payments will create derogatory credit history.

4. How much interest does MedPlan charge?

The average interest rate ranges between 12.9% - 17.9%, depending on the patient applicant’s Credit Tier.

5. What is the length of a MedPlan Credit loan?

Most payment plans are no longer than 36 months; however, we can extend payments up to 60 months in certain situations.

6. How are patients’ payments made to MedPlan?

Monthly payments will be automatically deducted from the patient’s bank account or credit card on file. MedPlan will send out monthly reminders via text or email, two days prior to the payment due date.

7. Will patients receive a monthly statement from MedPlan?

Yes! Patients receive a monthly statement via email, plus access to all account information through the patient portal on the MedPlan website.

How MedPlan can help you

Speak with a MedPlan team member today to learn more about providing MedPlan Credit for your patients.

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